Your insurance, managed all year. Not a one time advice call.
Most people meet an advisor once, buy a policy and never hear from them again. RiskPe manages your whole insurance portfolio as it changes: reviewing what you hold, closing the gaps, tracking every renewal and standing with you at claim time.
Choose how much we manage
One flat annual fee. No commission, no hidden charges.
Aware
- 1 individual consultation
- Email support
- Renewal reminders
- Coverage optimization (not included)
- Cost optimization (not included)
- CXO meets (not included)
- Health insurance (not included)
- Disability insurance
- Term life insurance (not included)
- Critical illness insurance (not included)
- Home insurance
- Public liability insurance (not included)
- Motor insurance
- Policy Wardrobe: store 2 policies
- Policy insights and score: 1 policy
- AI Advisor: not included (not included)
- Claim simulations: not included (not included)
Assured
- 5 individual consultations
- Dedicated manager
- Renewal reminders
- Coverage optimization
- Cost optimization (not included)
- CXO meets (not included)
- Health insurance
- Disability insurance
- Term life insurance
- Critical illness insurance (not included)
- Home insurance
- Public liability insurance (not included)
- Motor insurance
- Policy Wardrobe: store 5 policies
- Policy insights and score: 5 policies
- AI Advisor: 3 uses
- Claim simulations: 60 a year (5 a month)
Armoured
- 10 individual consultations
- Dedicated manager
- Renewal reminders
- Coverage optimization
- Cost optimization
- CXO meets
- Health insurance
- Disability insurance
- Term life insurance
- Critical illness insurance
- Home insurance
- Public liability insurance
- Motor insurance
- Policy Wardrobe: store 10 policies
- Policy insights and score: 10 policies
- AI Advisor: 10 uses
- Claim simulations: 120 a year (10 a month)
What ongoing management looks like
A policy is not a one off purchase. Your life changes, your cover should keep up.
Everything you hold, reviewed together
Health, life, motor and home policies read side by side, so overlaps and gaps show up before a claim does.
Gaps closed, not just listed
Coverage optimization on Assured and Armoured: we tell you what to change and help you change it.
Renewals that never slip
Reminders on every plan, so a lapse never catches you out on the day you need the cover.
Paid by you, never by insurers
We charge a flat annual fee and take no commission, so the advice can be that your current cover is already fine.
Portfolio management FAQs
What does an insurance portfolio manager do for an individual?
We look after every policy you hold for the whole year, not just when you buy one. That means reviewing your cover across lines, flagging gaps, tracking renewals, and being the person you call when something goes wrong.
Can I start for free?
Yes. Aware is free with no card needed. It includes one individual consultation, email support, renewal reminders and storage for two policies in your Policy Wardrobe.
What is the difference between Assured and Armoured?
Assured (₹4,999 a year) adds a dedicated manager, five consultations, coverage optimization and health and term life cover in scope. Armoured (₹9,999 a year) adds cost optimization, CXO meets, critical illness and public liability cover, ten consultations and higher online limits.
How do I pay, and how long does a plan last?
Create a free account, choose your plan and pay the annual fee securely online. A plan runs for a year. If you upgrade partway through, the time left on your current plan carries forward.
Do you earn commission from insurers?
No. RiskPe is fee based. We are paid by you, never by an insurer, so there is no incentive to push a policy you do not need.
Ready to finally understand
your insurance?
Book a free 30 minute call. We’ll look at what you have, tell you what you actually need, and answer every question — no pitch, no obligation, no awkward sales pressure.