AI policy analysis · Free · Expert-backed

Nobody reads insurance policy.

Upload your policy. RiskPe's AI scores your cover, finds the gaps and decodes the fine print — then real, qualified advisors fix what it finds, all the way to recovering a rejected claim.

No credit card needed
Under 2 minutes
750+ policies reviewed
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Claims Recovery

Your claim was rejected.
We fight back.

Insurance companies reject claims for reasons that are often incorrect, incomplete, or unfair. Our claim consultancy team reviews every rejection, builds a case, and pursues re-settlement on your behalf — until you receive what you’re owed.

87%
Re-assessment success rate
₹2.4Cr+
Claims recovered for clients
30d
Average resolution time

Health Claim Rejections

Wrong diagnosis coding, pre-existing disputes, cashless denials — we've seen them all.

Property & Fire Claims

Undervaluation disputes, cause-of-loss arguments, surveyor disagreements — we negotiate.

Motor Claims

Depreciation deductions, partial approvals, delay in surveyor visits — we follow up.

Marine & Transit Claims

Cargo damage disputes, documentation issues, surveyor reports — we handle complexity.

Commercial & Project Claims

CAR/EAR, liability, burglary — high-value commercial rejections are our specialty.

Group & Employee Claims

Employee health, accident, or life claims that HR can't push through — we step in.

How our claim recovery works

A structured, step-by-step process from rejection to resolution.

Submit Your Case

Share your rejection letter and policy documents. Takes 5 minutes.

Expert Review

Our consultants examine the rejection grounds, policy wording, and your rights.

Case Preparation

We compile documentation, precedents, and a formal re-assessment request.

Insurer Escalation

We file with the insurer, IRDAI Ombudsman, or grievance cells as needed.

Settlement Achieved

You receive your rightful claim. We follow up until it's fully resolved.

Coverage Advisor

Health insurance shouldn't be confusing.

Understand what matters for you and your family before you decide what to buy. We explain the reasoning behind every question we ask — in English or Hindi.

Tell us who you want to protect

Answer a few relevant questions

Understand why each detail matters

Get a preliminary assessment

No sales callNo hidden assumptionsNo pretending AI knows what it doesn't
Claim Simulator

Simulate your claim before you need it.

The first AI that tells you exactly what you will get paid before you ever file a claim. No surprises. No fine print. Just the truth about your policy.

Try Claim Simulator
Simulated payout
₹0
Room rent cap applied-₹38,000
Co-payment (10%)-₹46,000
What you actually get₹4,20,000
Insurance Management Services

We manage the portfolio.
You get on with your life.

Three tracks, one job: keep what you hold correct, current and worth something on the day you claim.

For HRs

We run your group health and employee benefits end to end — renewals, additions, exits and the claims your people actually have to make.

See how it works

For Businesses

One manager for every commercial policy you hold, from fire and marine to liability — so cover keeps pace with the business instead of lapsing behind it.

See how it works

For Individuals

Your household portfolio in one place: health, motor, life and property reviewed together, with someone to argue the claim when it is refused.

See how it works
Why RiskPe?

We don’t sell.
We manage.

RiskPe manages your insurance portfolio end to end — reviewing what you hold, closing the gaps, and advocating for you when a claim is denied. We are paid by you, never by insurers, so the advice can be that your existing cover is already fine.

Marketplaces
Sell you a policy and disappear
  • Thousands of options, zero guidance
  • Earn commission when you buy
  • No one managing the portfolio after you buy
  • You're alone at claim time
That’s Us
RiskPe
Your insurance portfolio manager
  • Independent review of everything you already hold
  • Proactive management — renewals, gaps, life changes
  • Claim advocacy and recovery until you are paid
  • Fee-based, never commission from an insurer
Advisory-Only Platforms
Explain but don’t act
  • Explains the problem, does not act on it
  • Limited insurance categories
  • No commercial insurance support
  • No ongoing policy management
750+
Policies Reviewed
₹2.4Cr+
Claims Recovered
98%
Client Satisfaction
₹0
Cost to Get Started

★ Figures reflect the founders' insurance advisory work prior to RiskPe's founding in 2025.

Real Stories

People who stopped
paying for bad coverage.

“Had a claim stuck for months. RiskPe stepped in, fought the insurer, and within weeks I had my full settlement. They are absolute lifesavers.”

NT
Neha Tiwari
Founder, Tiwari Export House

“RiskPe's team listens instead of selling. They got us a group health plan for 80 employees at 22% lower premium than what we had.”

MJ
Megha Jain
HR Head, Sunbeam Tech Solutions

“Their expertise in commercial policies is unmatched. Made the entire process seamless for our logistics company across multiple asset classes.”

AV
Amit Verma
CFO, Jaipur Logistics Pvt. Ltd.
Our Expertise

Every insurance category.
Expert guidance.

Whether you're protecting your family, your business, or your assets — our empanelled advisors specialize in all major insurance lines.

Not sure which category fits you?

Talk to a Specialist — Free →
FAQ

Questions we love answering.

Because if you’re wondering, someone else is too.

Free Consultation

Ready to finally understand
your insurance?

Book a free 30-minute call. We’ll look at what you have, tell you what you actually need, and answer every question — no pitch, no obligation, no awkward sales pressure.

30 min, zero obligation
Real human expert
Completely free